100%% FreeNo Sign-Up

Loans & Mortgages Calculators

All loans & mortgages calculators, free and private.

27 calculators

Loan Calculator

Monthly payment, total interest and amortization for any loan.

Use tool

Mortgage Calculator

Monthly mortgage payment with interest, taxes and insurance.

Use tool

Auto Loan Calculator

Monthly car payment with down payment and trade-in.

Use tool

Mortgage Affordability Calculator

Maximum home price based on your income and debts.

Use tool

Mortgage Amortization Schedule Generator

Full payment-by-payment amortization table.

Use tool

Mortgage Payment Calculator

Monthly P&I with the first-payment interest split.

Use tool

Mortgage Closing Costs Estimator

Itemized closing costs and total cash needed.

Use tool

Mortgage Extra Payment Impact Calculator

Time and interest saved by extra payments.

Use tool

Mortgage Rate Comparison Tool

Monthly and lifetime difference between two rates.

Use tool

Mortgage Refinance Break-Even Calculator

Months until your refinance pays for itself.

Use tool

Refinance Savings & Costs Calculator

Full refinance comparison: savings, costs and break-even.

Use tool

Private Mortgage Insurance (PMI) Cost Calculator

Monthly PMI cost and how to avoid it.

Use tool

Mortgage Payoff Date Calculator

Payoff date and interest saved with extra payments.

Use tool

Biweekly Mortgage Savings Calculator

Time and interest saved with biweekly payments.

Use tool

Extra Payment Mortgage Savings Calculator

Exact time and interest savings from extra payments.

Use tool

Credit Card Payoff Calculator – Avalanche

Avalanche payoff plan: highest APR first.

Use tool

Credit Card Payoff Calculator – Snowball

Snowball payoff plan: smallest balance first.

Use tool

Credit Card Interest Calculator

Monthly interest, payoff time and total interest.

Use tool

Minimum Payment Impact Calculator

Minimum vs extra payment: the real cost difference.

Use tool

Balance Transfer Savings Calculator

Savings from a 0% balance transfer, fee included.

Use tool

Debt Payoff Calculator

Complete debt payoff plan across all your debts.

Use tool

Debt Consolidation Calculator

Compare your current debts with a consolidation loan.

Use tool

Debt-to-Income Ratio Calculator

Front-end and back-end DTI — the lender's key number.

Use tool

Personal Loan Calculator

Personal loan payments with total interest.

Use tool

Student Loan Calculator

Student loan payments and total interest.

Use tool

Car Affordability Calculator

Maximum car price from your monthly budget.

Use tool

Auto Loan Refinance Calculator

Auto refinance comparison: savings and break-even.

Use tool

Your data never leaves your device.

Every calculation on this site runs in your browser using vanilla JavaScript. Nothing is uploaded, stored or tracked.

  • 100% local, client-side calculations
  • No data stored on any server
  • No tracking, no analytics, no ads scripts
  • Works offline once loaded