BlogPublished 2026-08-14

How to Calculate Percentages: The Complete Guide

Percentages are the most common maths in daily life — sales, grades, tips, statistics. Once you understand the one core idea, every percentage problem becomes the same problem. Here is how to do it by hand, and how to check your work.

The One Rule

A percentage is a fraction out of 100. "25%" literally means "25 per hundred", or 25 ÷ 100 = 0.25. Every percentage calculation is just that conversion followed by a multiplication.

part = whole × (percentage ÷ 100)

For example, 15% of 240: convert 15% to 0.15, then 240 × 0.15 = 36. That single line answers "what is X% of Y?" forever.

Percentage Increase and Decrease

When a value changes, the percentage change compares the difference to the starting value:

change % = (new − old) ÷ old × 100

A shirt goes from $40 to $50: (50 − 40) ÷ 40 × 100 = 25% increase. A salary drops from $60,000 to $54,000: (54,000 − 60,000) ÷ 60,000 × 100 = −10%, a 10% decrease. The sign tells you the direction; the magnitude tells you the size.

A common trap: a 10% rise followed by a 10% fall is not back to the start. $100 + 10% = $110, then −10% = $99. Percentages do not add — they multiply: ×1.10 then ×0.90 = ×0.99.

Percentage Difference

Percentage difference compares two values symmetrically, using their average as the base — the standard way to compare two measurements without favouring either as the "original":

difference % = |A − B| ÷ ((A + B) ÷ 2) × 100

Compare 50 and 60: |50 − 60| ÷ 55 × 100 ≈ 18.2%. The same answer comes out whether you compare 50 to 60 or 60 to 50, which is the point of the metric.

Quick Mental Tricks

  • 10% is the number divided by 10: 10% of 480 = 48.
  • 5% is half of 10%: 5% of 480 = 24.
  • 1% is the number divided by 100: 1% of 480 = 4.8.
  • Combine them: 15% = 10% + 5% = 48 + 24 = 72.

Check Your Work

If you are ever unsure, use the percentage calculator on this site — it handles all three modes (percent of a number, increase/decrease, and difference) and shows the decimal equivalent so you can verify the arithmetic.

Try it now: use the Percentage Calculator on this site — it applies exactly the maths above, instantly and privately.

Article FAQ

What is the formula for percentage?

part = whole × (percentage ÷ 100). Convert the percentage to a decimal and multiply.

How do I work out a percentage increase?

Subtract the old value from the new, divide by the old value, and multiply by 100.

How do I add a percentage to a number?

Multiply by (1 + percentage ÷ 100). Adding 20% to $50: 50 × 1.20 = $60.